When you are enlisted no less than 50 % of-amount of time in a qualified education system in the one of many schools listed below, this choice is actually for your. If you don’t see your college or university listed below, head to all of our Fold Scholar Financing page!
Please be aware that Professional Degree applications given by way of HBS and HKS, and you may applications provided as a result of HBS On the web commonly eligible for financing under the Harvard Scholar or Fold Scholar Loan applications.
A romance you can rely on.
Harvard FCU is pleased to offer positive financing choices for Harvard graduate children. We strive to make time at Harvard fret-100 % free, from the assisting to meet your capital demands and simplifying the mortgage installment processes. Your focus on the knowledge, and we will be around to alleviate debt fears!
Note: You should just submit an application for financing you should acquire. Harvard FCU informs the newest Harvard Educational funding Workplace of every applications acquired, as well as may predict this new disbursement of finance. Should you have almost every other money to pay for your knowledge, and want to locate monetary certification, you are able to open a beneficial Harvard FCU bank account from another location. For information, please go to
Loan Constraints
Harvard Organization School Limitation loan amount is the price of attendance reduced most other support acquired (maybe not surpassing $90,000 annually) Mutual training people: HBS certifies finance considering HBS plan for instructional conditions when HBS decides your financial help plan
Note: If you are making an application for money after the academic season possess concluded, delight get in touch with the newest Financial aid Workplace prior to entry the application to decide the qualification.
Key Possess
Aggressive repaired price solutions 0.25% interest rate prevention having automatic repeated money Zero cosigner needed (0.25% rate of interest avoidance that have certified cosigner) Instantaneous conditional acceptance Full deferment while enlisted at the very least 50 % of-time in an effective Harvard College or university graduate system 9-times sophistication months Zero prepayment penalties U.S. checking account put into financing (at no additional cost) Convenient mortgage closure towns throughout the Harvard University campuses Harvard FCU finance meet the criteria for JD LIPP, susceptible to LIPP advice, or other Harvard LRAP apps (10 seasons financing identity needed)
Conditions and terms Apply. So you’re able to meet the requirements, a borrower should be recognized towards the or enrolled within a qualified Harvard graduate university at least 50 % of-go out, and should satisfy the required underwriting and file requirements. Youre an eligible domestic debtor whenever you are an excellent U.S. Resident otherwise long lasting resident. All the all over the world consumers must citation an OFAC Stafford Springs loans screening, and apps may not be approved out of customers or people from OFAC approved countries.
step 1. Rate of interest & Annual percentage rate. Your interest rate depends upon the phrase alternative you choose. You may also discovered a lower life expectancy speed if an experienced cosigner was for the your application. The new Apr assumes on you are enlisted getting forty eight months, have a 9 times grace months before installment begins, plus the reduced speed accounts for that have an experienced cosigner related together with your loan. Attention is energized every day from the longevity of the mortgage, beginning the original date of disbursement, throughout school, due to people sophistication otherwise deferment months, and you can ending in the event that mortgage are paid in full. You aren’t necessary to paying the the loan if you’re enrolled in university and via your sophistication months, nevertheless tends to make dominant and you may notice costs anytime. Harvard FCU does not take on principal only repayments. All the commission is actually very first applied to fees, desire, and dominating. Data was prices simply. Genuine rates and you will commission information may differ dependent relevant terminology.